美联储设立支持消费者和房屋贷款的计划
美联储买入高达1,000亿美元政府支持企业(GSE)债券,以及5,000亿美元抵押支持证券(MBS)
支持汽车和信用卡贷款的资金有2,000亿美元
财政部将出资200亿美元支持消费者贷款项目
严格的说是8000多亿美元
美国官员称,该计划将向银行体系注入更多资金,但表示此举不应被视为货币政策的"量化"放宽,因为其目的不是令银行改变自己的行为.
财政部将帮助弥补联储可能面临的任何损失.在和联储联手推出的2,000亿美元借贷工具中,财政部负责出资200亿美元,资金来自上月国会通过的7,000亿美元不良资产救助计划(TARP).
迄今为止,国会仅授权财政部动用TARP计划的半数资金.在诉请议员释放剩馀3,500亿美元资金之前,现在财政部仅剩200亿美元可供分配.
由信用卡、汽车和学生贷款等消费者信贷支持的资产支持证券10月暂停发行.此类证券去年发行量大约有2,400亿美元.
财政部长保尔森称,这导致形势非常紧急,政府必须采取行动.他说:"消费者能够负担得起的信贷匮乏损及消费者支出,并因此伤害了我们的经济."
此次紧急行动也是美国政府为阻止经济滑入长期深度衰退而做的最新努力.
多数分析师表示,这也是政府针对大萧条以来最严重金融危机所做出的必要反应.
但也有人担忧,这些举措的成本不断膨胀,可能达到数兆(万亿)美元,最终恐引发相当棘手的通胀问题.
瓦乔维亚证券首席分析师John Silvia表示:"过犹不及."
但决策者已经暗示,愿意付出任何代价全力阻止经济进入严重衰退
4. Who Designed and Backed This Bailout?
The idea for the Dodd-Frank bill was put in circulation by British-linked economists at the New York Council on Foreign Relations: "world currency" promoter Ben Steil, neo-Conservative Amity Schlaes, former Federal Reserve governor Thomas DeLilio.
The bill was specifically designed by Wall Street and London financiers--by Credit Suisse Bank in particular--working with the staffs of Barney Frank and Chris Dodd, and with Paulson's Treasury. It was also pushed by Fannie Mae CEO Daniel Mudd--he lost his job in the big bailout push this weekend, but will probably leave with a very "golden parachute."
The direct bailout of mortgage-backed securities by the Federal government was also pushed by Morgan Stanley investment bank, and it's CEO John Mack. Morgan Stanley became the Treasury Department's adviser in the bailout. And it was pushed on the Congress by chief economist Mark Zandi of Moody's Economy.com, run by Moody's Investors Service--the rating agency which helped trigger the mortgage bubble blowout by over-rating many billions in mortgage-backed securities. Paulson's Sept. 7 bailout announcement was backed completely by Presidential candidates Barack Obama and John McCain. Obama probably didn't know when he voted for the Dodd-Frank bill in July, that it would lead to an `unlimited' bailout--now he does, and he says, "It had to be done." McCain wasn't present in the Senate when the Dodd-Frank bill was voted. Now he says of Paulson's mega-bailout, "It had to be done."