Abstract
Regardless of a country's market economy development and to what extent, are technology-based SMEs because of their funding ran a smaller scale, the operating mechanisms of flexibility, creativity ahead of the market stress a strong and vibrant as technological innovation and entrepreneurial spirit Important incubator. However, at this stage in China's investment environment, the STF is precisely these unique characteristics, but also their difficulties in financing, capital strand breaks without production from the main reason. How to formulate a set of institutions for financing technology-based SMEs consider the credit standards, its scientific, fair, objective assessment of credit is a social credit system construction of a major challenge, but also related to China's future may STF Sustainable development. Based on the Beijing area of financing small and medium-sized enterprises and major financial institutions the status quo of the existing credit evaluation index system for field sampling research, statistical analysis, and strive to build a set in the Beijing area can be standardized operation of small and medium-sized enterprises Credit Evaluation System for small and medium-sized enterprises financing difficulties, the problem of credit made solutions.