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Throughout the world economic and social history of the development, whether developed or developing countries, economic development and small and medium enterprises are an important pillar of social stability. Scientific and technological progress in the promotion of small and medium-sized, rich industry groups to improve the efficiency of resource allocation, detailed socio-professional division of labor, increasing employment and expanding exports, etc., can not be ignored and plays an irreplaceable role. Therefore, it is necessary to Harbin financing new wood as an example for the study of finance to discuss difficult issues, study the status of corporate finance, financing of the causes of, and seek small and medium-sized "financing" of the practical problems to solve the problem ,
To promote the healthy development of enterprises and provide a theoretical basis. The choice of China's market economy and sustainable economic development in urban and rural areas is very important, has a certain practical significance.

Throughout the global economy and social development history, regardless of developed countries and developing countries, small and medium-sized enterprises are economic development and social stability of the important pillars. Small and medium-sized enterprises in promoting scientific and technological progress, rich industrial group, improving the efficiency of resource allocation, refined, social division of professional, increasing employment and expand exports etc, should not be ignored and plays an irreplaceable role. Therefore, to Harbin new wood for example for the research contents of financing, financing problems to discuss, studied the present financing, financing, and the causes for small and medium-sized enterprises' financing "the real solutions to the problems, in order to promote the healthy development of the enterprise provide theoretical basis. The topic of China's market economy construction and sustainable development of urban and rural economy, it is important to have certain practical value.